eBike insurance recommendations

Hey everyone!

Just got my new Cargo eBike (a Tern GSD, if anyone's curious!) and I'm absolutely loving it for school runs and grocery hauls – it's a game-changer for urban living. I've been thinking about insurance, especially with the value of these bikes and all the gear I'll be carrying. Does anyone have any specific eBike insurance recommendations, particularly for cargo bikes? I'm curious if folks are going with dedicated eBike policies or if homeowners/renters insurance has been sufficient for you. Thanks in advance for any insights!