eBike insurance recommendations

Hey everyone!

Just got my new cargo eBike, a Tern GSD, and I'm absolutely loving it for school runs and grocery hauls – it's already replaced so many car trips! I'm starting to think about insurance for it, especially with how much I'm using it and the value of these things. Does anyone have any specific eBike insurance recommendations, particularly for cargo bikes? I'm curious if you went with a standalone policy or added it to home insurance, and what your experience has been like.