eBike insurance recommendations

Hey everyone!

I've been looking into getting some proper insurance for my new eMTB – a Specialized Levo SL – especially since I'm hitting some gnarlier trails and even commuting a bit on it. I've seen a few names pop up like Velosurance, Markel, and even some standard home insurance riders, but I'm curious if anyone here has direct experience with specific brands. What are your thoughts on coverage, claim process, and overall value between the different eBike-specific insurers out there? Any recommendations or warnings would be super helpful!