eBike insurance recommendations

Hey everyone!

Just got myself a shiny new cargo eBike (a Tern GSD, if anyone's curious!) and I'm absolutely loving it for school runs and grocery hauls – it's a game-changer. I'm already putting 20-30 miles on it a week, mostly urban streets and some bike paths, and it got me thinking about insurance. Are any of you cargo bike owners insuring your rigs? If so, who are you using and what's your experience been like with coverage for theft or damage? I'm trying to figure out if it's worth it for such a significant investment.