Best Cargo eBikes [2026 Guide]

Cargo eBikes are transforming urban transportation by replacing car trips for families and businesses. They can carry kids, groceries, pets, or equipment while providing electric assistance for the extra weight.

New to eBikes? Start with our Ultimate eBike Buying Guide [blocked].

Types of Cargo eBikes

Longtail

Extended rear end with long rack:

• Capacity: 100-200 lbs
• Passengers: 1-2 kids on rear
• Pros: More bike-like handling, fits in bike lanes
• Cons: Limited front cargo space
• Best for: Families with 1-2 kids, grocery shopping

Front-Loader (Bakfiets)

Cargo box between rider and front wheel:

• Capacity: 100-200 lbs
• Passengers: 2-4 kids in box
• Pros: Kids in view, stable with load, weather protection
• Cons: Longer, harder to store, takes adjustment
• Best for: Families with multiple kids, business deliveries

Trike

Three wheels for maximum stability:

• Capacity: 200-400 lbs
• Passengers: 2-4 kids
• Pros: Most stable, largest capacity, easy to ride
• Cons: Widest, can't lean in turns, expensive
• Best for: Maximum cargo, riders with balance concerns

Top Cargo eBikes for 2026

1. Tern GSD S10 - $4,999

The Tern GSD is a compact longtail that rides like a regular bike but carries like a cargo bike.

Specs:

• Motor: Bosch Performance Line CX (85 Nm)
• Battery: 500 Wh (expandable to 1000 Wh)
• Capacity: 440 lbs total (200 lbs cargo)
• Length: 180 cm (folds to 145 cm)

Pros:

• Compact for a cargo bike
• Bosch motor reliability
• Modular accessories
• Folds for storage
• Excellent handling

Cons:

• Expensive
• Smaller cargo area than competitors
• Heavy (60+ lbs)

Best for: Urban families who need compact cargo capacity.

2. Rad Power RadWagon 4 - $1,999

Rad Power's longtail offers incredible value for families and cargo haulers.

Specs:

• Motor: 750W rear hub
• Battery: 672 Wh
• Capacity: 350 lbs total (120 lbs cargo)
• Length: 190 cm

Pros:

• Excellent value
• Large battery
• Powerful motor
• Includes accessories
• Good customer support

Cons:

• Hub motor (less efficient with load)
• Heavy
• Basic components
• Limited dealer network

Best for: Budget-conscious families who want maximum value.

3. Urban Arrow Family - $6,499

The Urban Arrow is the premium front-loader with sleek design and excellent performance.

Specs:

• Motor: Bosch Performance Line CX (85 Nm)
• Battery: 500 Wh (expandable to 1000 Wh)
• Capacity: 275 lbs total (155 lbs cargo)
• Length: 230 cm

Pros:

• Kids in view and protected
• Excellent handling for a front-loader
• Premium build quality
• Modular accessories
• Weather protection available

Cons:

• Very expensive
• Long (hard to store)
• Takes adjustment to ride

Best for: Families who want the ultimate kid-hauling experience.

4. Bunch Bikes Original - $5,995

The Bunch is a front-loader trike offering maximum stability and capacity.

Specs:

• Motor: Bafang mid-drive
• Battery: 720 Wh
• Capacity: 400 lbs total (200+ lbs cargo)
• Width: 90 cm

Pros:

• Most stable (three wheels)
• Large cargo box
• Easy to ride
• Great for multiple kids
• Weather protection available

Cons:

• Very expensive
• Wide (won't fit all bike lanes)
• Can't lean in turns
• Heavy (100+ lbs)

Best for: Families with 3-4 kids or maximum cargo needs.

Cargo eBikes by Use Case

Best for 1-2 Kids: Tern GSD S10

Compact, maneuverable, and rides like a regular bike.

Best Value for Families: Rad Power RadWagon 4

Incredible features for under $2000.

Best for 3-4 Kids: Urban Arrow Family or Bunch Bikes Original

Front-loaders provide seating and protection for multiple children.

Best for Business: Urban Arrow Cargo

Designed for delivery and commercial use.

Key Considerations

Capacity Needs

Calculate your typical load:

• Kids: 40-80 lbs each
• Groceries: 30-50 lbs
• Equipment: varies
• Add 20% buffer

Example: 2 kids (120 lbs) + groceries (40 lbs) = 160 lbs minimum capacity needed

Storage

Cargo bikes are long and heavy:

• Longtails: 180-200 cm long
• Front-loaders: 220-250 cm long
• Trikes: 90+ cm wide

Measure your storage space before buying!

Motor Power

Cargo bikes need powerful motors:

• Minimum: 500W or 60 Nm
• Recommended: 750W or 75+ Nm
• Ideal: Mid-drive 85+ Nm

Battery Capacity

Hauling cargo drains batteries fast:

• Minimum: 500 Wh
• Recommended: 600-700 Wh
• Ideal: Dual battery system (1000+ Wh)

Accessories for Cargo eBikes

Essential

• Child seats or cushions ($100-300)
• Helmets for kids ($40-80 each)
• Rain cover ($200-400)
• Quality lock ($100-200)
• Panniers or bags ($50-150)

Recommended

• Kickstand upgrade ($50-150)
• Extra battery ($600-900)
• Monkey bars for kids to hold ($50-100)
• Cargo nets or straps ($20-50)
• Frame protection ($30-80)

Safety Considerations

Loading

• Keep weight low and centered
• Secure all cargo
• Don't exceed weight limits
• Practice with weight before carrying kids

Riding with Kids

• Start with short trips
• Explain rules to kids (sit still, hold on)
• Use proper restraints
• Avoid busy roads initially
• Consider a flag for visibility

Parking

• Use kickstand on level ground
• Don't leave kids unattended
• Lock securely (cargo bikes are theft targets)
• Consider a wheel lock for quick stops

Maintenance

Cargo eBikes need more frequent maintenance:

Weekly

• Check tire pressure (crucial with load)
• Test brakes
• Inspect cargo area
• Check all bolts

Monthly

• Lubricate chain
• Inspect brake pads (wear faster with load)
• Check tire wear
• Clean drivetrain

Annually

• Professional tune-up ($150-300)
• Brake service ($100-200)
• Tire replacement ($100-200)
• Battery health check

Cost of Ownership

Initial Investment

• Bike: $2,000-7,000
• Accessories: $300-800
• Lock: $100-200
• Total: $2,400-8,000

Annual Costs

• Maintenance: $200-400
• Replacement parts: $100-200
• Insurance: $100-300 (recommended)
• Total: $400-900/year

Savings vs Car

• No fuel: $2,000-4,000/year
• No insurance: $1,200-2,000/year
• No parking: $500-2,000/year
• Potential savings: $3,700-8,000/year

Cargo eBikes can pay for themselves in 1-2 years!

Comparison with Other Options

vs Car:

• Much cheaper to own and operate
• Better for environment
• Healthier (some exercise)
• But limited range and capacity

vs Regular eBike:

• Can carry much more
• More stable with load
• But heavier, more expensive, harder to store

See also: Best Commuter eBikes [blocked]

Final Recommendations

Best Overall: Tern GSD S10 - Compact, capable, and rides like a regular bike.

Best Value: Rad Power RadWagon 4 - Incredible cargo capacity for under $2000.

Best for Multiple Kids: Urban Arrow Family - Premium front-loader with excellent design.

Most Stable: Bunch Bikes Original - Three-wheel stability for maximum confidence.

Cargo eBikes are life-changing for urban families. They make car-free living practical and enjoyable.

Ready to learn more? Return to our Ultimate eBike Buying Guide [blocked] for comprehensive advice.