eBike insurance recommendations

Hey everyone!

Been thinking a lot about eBike insurance lately, especially with how much I've invested in my new Class 3 commuter eBike (a Specialized Vado 5.0, if anyone's curious!). I ride it daily for about 20 miles round trip, mostly city streets but some bike paths too. I'm starting to wonder if my homeowner's policy is really enough coverage, especially for theft or accidental damage.

Has anyone here had a good experience with a specific eBike insurance provider, or even a general insurer that offers good eBike coverage? What kind of things should I be looking out for in a policy? Would love to hear your recommendations and experiences!