eBike insurance recommendations

Hey everyone!

Just got my first eBike a few months ago – a RadRover 6 Plus – and I'm absolutely loving it for my daily commute and weekend trail rides. I've been thinking a lot lately about insurance, especially with the investment these bikes are and how much I rely on it. Does anyone have specific eBike insurance recommendations or experiences they can share, particularly for Class 2 fat tire bikes? I'm curious if a separate policy is better than a homeowners/renters add-on. Thanks in advance!